Short Term Medical Plans

BE COVERED AS SOON AS TOMORROW*

Accident Coverage Starts on the 1st Day
*Illness Coverage Starts on the 6th Day

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Short-Term Catastrophic medical insurance is an affordable alternative to Healthcare.gov's major medical plans, ESPECIALLY if you are not eligible for federal subsidies or are a young person on a budget.  These plans provide you with financial security from UNEXPECTED medical bills. Leslie S. McMillan is here to help you save money on your health insurance with affordable temporary health plans.

Short-Term health insurance is an excellent alternative to major medical insurance, and you can apply at any time of year for continuous coverage for up to 364 days. With lower premiums and more room for flexibility, we can help you select a plan that's right for your needs and budget.

 

Some of the benefits of Short Term Medical Plan coverage:

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  • National Preferred Provider Networks 

  • ATTRACTIVE MON

  • Deductibles from $2,500 to $25,000  PROTECT YOUR DEDUCTIBLE WITH AN ACCIDENT PROTECTION PLAN

  • No referrals to specialists required

  • Flexible plan terms with up to 364 days of coverage

  • Protection from unexpected injuries and emergencies

  • Emergency room and ground ambulance benefits

  • Lower deductibles that many healthcare.gov plans

  • 24/7/365 day access to doctors for non-urgent health issues through telehealth coverage

  • Urgent Care Visits covered by a copay

Important information regarding Short Term Medical Plan coverage:

  • Illness is NOT covered for the first five days of the enrollment period

  • Pre-existing conditions are not covered

  • There are 6 health questions you must answer including height and weight guidelines

  • Prescription drugs are NOT covered - Visit GoodRX.com for assistance

  • Mental Health and Substance Abuse are NOT covered

  • Maternity is NOT covered

  • Chiropractic care is NOT covered

  • Wellness benefits are NOT covered or are subject to the deductible

  • Your coverage is for a set period of time. Once you renew your coverage, your contract provisions reset. This means that health concerns addressed in the prior period are considered pre-existing and will NOT be covered