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LSM INSURANCE ASSOCIATES IS
NOT AFFILIATED WITH LSM & ASSOCIATES
HAVE MEDICARE OR ACA OPEN ENROLLMENT QUESTIONS
BRINGING CLARITY TO CONFUSION
Leslie S. McMillan, Benefits Broker
Today, buying health insurance for you and your family can be overwhelming. You might be looking because you've left your employer, moved into the area or decided that since medical claims are the number one reason for most bankruptcies, it's time to make sure your family is protected. Check out our accident plans as they work well with these deductible plans.
Is it hard to believe that your almost 65? Now, it's time to evaluate your Medicare options. There are lots to do so don't wait until you turn 65 to start the process. We can help you navigate through Medicare and assist you in selecting a Medicare Supplement, Medicare RX, or a Medicare Advantage plan that's right for you. As brokers, we educate so you can make an informed decision, without a lot of pressure. Give us a call!
Don't want to pay the premiums for an ACA Health Plan. Now you have more Health Insurance options. These plans can start at any time. Learn more about these catastrophic health plans to see whether they are right for you and your family. Check out our accident plan wrap around plans, as they work well with these deductible plans.
Whether you are looking for a robust comprehensive plan or just a plan that coverages routine care, we have you covered. It's important to take care of your teeth and see a dentist on a routine basis. Having a dental plan can help reduce the cost of dental procedures. With most dental plans, preventative benefits like cleanings are covered at 100%.
If your health plan has a deductible that you must pay BEFORE any accident bills are covered, you need this plan. Doctor visits, Urgent Care and Hospital bills are covered as long as you seek care within 72 hours of an accident. After a $100 deductible, this plan pays all your eligible bills up to the annual bank you select. This plan is affordable, makes sense and is EASY TO USE. Claims are processed within 15 days.
If you are not independently wealthy, life insurance can provide financial protection for your family so that if you pass away, they can grieve without worrying about financial concerns. Is the life insurance you get from work enough? We will work closely with you to explain the differences in product options available and help you to determine how much you might need.
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