LSM INSURANCE ASSOCIATES IS
NOT AFFILIATED WITH LSM & ASSOCIATES
HAVE MEDICARE OR ACA OPEN ENROLLMENT QUESTIONS
BRINGING CLARITY TO CONFUSION
Leslie S. McMillan, Benefits Broker
Many individuals contact us when they are experiencing dental problems and a traditional dental plan won’t cover cavities or root canals without a waiting period. If you’re in pain, consider a SPIRIT discount dental plan that has NO waiting periods or pre-existing condition limitations. The percentage of coverage increases during the second and third year of the policy rewarding you for keeping the plan. These plans even cover implants! Spirit Dental Plans use the Ameritas Dental Provider Network. Rates on both the dental and vision are very competitive.
NO Waiting Periods - GREAT IF YOU NEED IMMEDIATE COVERAGE FOR CAVITIES, FILLINGS, ORAL SURGERY, CROWNS, ETC.
Get Three Cleanings Year
Access to a national Network of Dental providers through Ameritas Classic PPO.
ONE DEDUCTIBLE per person PER Lifetime
A variety of plan options include benefits for dental implants
Add vision benefits for a small additional fee
30 DAY Satisfaction Guarantee
NOTICE: This provides a very brief description of some of the important features of this insurance policy. It is not the insurance policy and does not represent it. A full explanation of benefits, exceptions and limitations is contained in the Individual Dental Policy Form Indiv. 9000 Rev. 07-16 and/or Vision Policy Form Indiv. 9000 Ed. 07-16-V. Premium rates may change upon renewal. This policy is renewable at the option of the insured. This product may not be available in all states and is subject to individual state regulations. Ameritas, the bison design, “fulfilling life” and product names designated with SM or ® are service marks or registered service marks of Ameritas Life, affiliate Ameritas Holding Company or Ameritas Mutual Holding Company. All other brands are property of their respective owners.