NATIONAL GENERAL SHORT TERM MEDICAL PLANS


NATIONAL GENERAL SHORT TERM MEDICAL PLANS

SHORT TERM HEALTH PLANS ARE AVAILABLE TO HELP YOU COMBAT HIGH PREMIUMS AND LIMITED PROVIDER NETWORKS 

  • Frustrated because you never go to the doctor but... want insurance protection "just in case" you have a car accident, developed appendicitis or needed gall bladder surgery.
  • Can't afford an Affordable Healthcare plan through Healthcare.gov
  • Need coverage for just a few months until your Group Health Plan starts
  • Student Health Insurance rates are too expensive but you need insurance for college.

if you are frustrated with the cost of health insurance but want to make sure you have coverage in case of something catastrophic, National General may have the right plan for you.  YOU select the deductible, the coinsurance and the out of pocket.  You pick the maximum coverage - $250,000 or $1,000,000 per person per contract period. (Unless your doing just a few month's we'll always recommend the $1,000,000.

Included in the plans is the opportunity to talk to a doctor by phone or video chat 24/7 about non-urgent health issues. You can ask questions, ask for a prescription for a non urgent health issue and if the doctor feels it's necessary, they will tell you to go get medical plan.

With National General, you will have access to the Aetna Choice Network of doctors which is a national PPO.  When you see a doctor for a health issue, go the the emergency room or have an operation, you'll get the Aetna discounted rate if you use Aetna doctors and hospitals.  You'll still be covered if you don't but you;ll pay more because doctors will be able to balance bill you for the difference between what the insurer will pay toward your claim and the amount the doctor charges.  So be careful and save by checking out the Aetna Choice PPO network providers when you need care.  


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NATIONAL GENERAL STM CONSUMER BROCHURE.pdf

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