HSA Guidelines for 2019


HIGH DEDUCTIBLE HEALTH PLAN (HDHP) 

Health Savings Plan Guidelines for 2019


To open or contribute to an HSA, individuals must have coverage under an HSA-eligible HDHP. HDHP qualification guidelines change every year according to deductible and maximum out-of-pocket limits.

According to IRS guidelines, health policies must reflect the following features to qualify as an HDHP in 2019.

2019 Health Savings Account Guidelines


Self-only

Family

HDHP Minimum Deductible


$1,350

$2,700

HDHP Maximum Out-Of-Pocket Amount


$6,700

$13,500

It’s important to remember that not all HDHPs are HSA eligible. Besides meeting these deductible and out-of-pocket requirements, a policy must not offer any benefit beyond preventive care before meeting the annual deductible.

2019 HSA Contribution Limit


$3,500

$7,000

2019 Catch Up Provision for Individuals 55+



$1,000