Health Savings Plan Guidelines for 2019
To open or contribute to an HSA, individuals must have coverage under an HSA-eligible HDHP. HDHP qualification guidelines change every year according to deductible and maximum out-of-pocket limits.
According to IRS guidelines, health policies must reflect the following features to qualify as an HDHP in 2019.
2019 Health Savings Account Guidelines
HDHP Minimum Deductible
HDHP Maximum Out-Of-Pocket Amount
It’s important to remember that not all HDHPs are HSA eligible. Besides meeting these deductible and out-of-pocket requirements, a policy must not offer any benefit beyond preventive care before meeting the annual deductible.
2019 HSA Contribution Limit
2019 Catch Up Provision for Individuals 55+