LSM INSURANCE ASSOCIATES

LSM Insurance Associates offers a variety of competitively priced group & individual

Health Insurance Plan options:

• Preferred Provider Organizations (PPO)
• Point of Service Plans (POS)
• Health Savings Accounts (HSA)
• Health Reimbursement Accounts (HRA)
• NEW Limited Medical Plans or "Mini Meds" are becoming more popular due to their lower premium costs – available for as few as 5 enrollees. 

Dental Insurance                                 Group, Individual or Employee paid                         

Vision Plans                                       Group, Individual or Employee paid

Life Insurance                                     Term Insurance – Group, Individual & Voluntary     

                                                           Whole Life Insurance

                                                           Universal Life Insurance

                                                           Business Buy-Sell Insurance

                                                           Key Person

Accidental Death & Dismemberment    Group or Payroll deducted Employee Paid 

Short Term Disability (STD)                 Group or Payroll deducted Employee Paid

Long Term Disability                           Group, Individual or Employee Paid

Cancer Protect Plans                           Voluntary Plans

Critical Illness Plans                            Voluntary Plans

Accident Plans                                     Voluntary Plans