LSM INSURANCE ASSOCIATES

If you currently have BCBSNC Blue Advantage, be on the lookout for your annual renewal letter. It should arrive in October and you have the month of November to make changes. Per Blue Cross, the lower your deductible, the higher the rate increase will be. You should also be aware that with most individual carriers your rates are also affected by a change in your age band. What that means is that if you hit that 45th birthday, your rates move from the 40-44 age bands to the 45-49 age bands, etc. which makes your renewal is that much higher! Remember, you have options and we can help.